The Deutsche Bank Mastercard Standard (often referred to as the “Classic” or entry-level credit card) is primarily offered in European markets like Germany. While a “Classic” debit card exists in other regions (like India), it typically uses the Visa network.
The following specifications apply to the Mastercard Standard credit card issued in Germany.
Core Financial Specifications
Annual Fee: €18.
Credit Limit: Individual limit based on creditworthiness.
Repayment: Monthly debits from a linked Deutsche Bank current account.
Additional Card: Available for family members at €12 per year.
Transaction Fees
Foreign Transaction Fee: 1.75% (minimum €1.50) for payments outside the Eurozone.
Cash Withdrawal: 2.5% (minimum €5.00) at ATMs worldwide.
Currency Conversion: A 0.5% surcharge applies to the applicable exchange rate for non-Euro transactions.
Security & Digital Features
Digital Wallets: Full support for Apple Pay and Google Pay.
Online Security: Protected by the 3D Secure (Mastercard Identity Check) procedure.
Card Management: View transactions, receive push notifications, and block cards via the Deutsche Bank Mobile App.
Fraud Protection: Free SMS service for suspicious transactions.
Services & Benefits
Contactless Payment: Standard for all card terminals.
Design: Option to personalize the card with an image for a fee of €7.99.
Travel Service: Access to a travel portal with a 6% refund on bookings.
Emergency Services: Access to emergency cash (up to €1,500) and card replacement in case of loss or theft while abroad
Classic Mastercard – €400 – Maximum €4,500* Withdrawals €300/day, valid for 60 days from the first withdrawal
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