Deutsche Bank offers “Gold” tier benefits primarily through its International Gold Debit Card and Mastercard Gold credit card. While “Visa Gold” is a common industry term, Deutsche Bank’s primary gold-tier credit product is a Mastercard.
International Gold Debit Card (India)
This card is designed for high-value transactions and international travel flexibility.
Financial Limits
Daily Transaction Limit: Flexible choices in multiples of ₹1,000, up to a maximum of ₹150,000 for both ATM and merchant (POS) use.
Annual Fee: ₹500.
Rewards & Benefits
Express Rewards: Earn 0.50 reward points for every ₹100 spent (capped at 250 points/month).
Petrol Surcharge: 2.5% waiver at all petrol pumps across India.
ATM Access: Free withdrawals at over 58,000 Visa/NFS ATMs in India (up to 5 free transactions/month at non-DB ATMs) and free withdrawals at Global ATM Alliance partners abroad.
Security & Insurance
Total Protection: Lost card insurance covering fraudulent transactions for 30 days prior to reporting, up to ₹2.5 lakhs.
Technology: EMV Chip and “Verified by Visa” (VbV) for secure online and contactless payments.
Mastercard Gold (Credit Card)
Often bundled with “BestKonto” accounts, this card focuses on travel-related perks.
Travel Perks: 6% refund on travel bookings made through the bank’s travel service.
Insurance: Comprehensive health insurance for international travel, which extends to accompanying family members.
Fees: Typically costs €82 per year, but is often free for BestKonto account holders.
Payments: Full support for Apple Pay and Google Pay.
Eligibility Requirements
Age: Minimum 18 years old.
Account Type: Must hold a Savings, Current, NRE, or Corporate Payroll account with Deutsche Bank.
Gold Visa – €600 – Maximum €6,500* Withdrawals €500/day, valid for 60 days from the first withdrawal
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