Deutsche Bank’s “Platinum” tier primarily features the International Platinum Debit Card (Visa), while their platinum-tier credit offering is typically the Mastercard Platin.
International Platinum Debit Card (Visa)
This card is specifically designed for Advantage Banking customers, offering higher limits and extensive insurance.
Financial Limits & Fees
Daily Transaction Limit: Flexible options from ₹25,000 to ₹150,000 for both ATM and merchant use.
Annual Fee: ₹1,000 (waived for active Advantage Banking customers).
ATM Access: Free withdrawals at over 58,000 Visa/NFS ATMs in India and free withdrawals abroad via the Global ATM Alliance (e.g., Bank of America, Barclays).
Rewards & Benefits
Express Rewards: Earn 1 point for every ₹100 spent (capped at 1,500 points/month).
Fuel Surcharge: 2.5% waiver at all petrol pumps in India (capped at ₹250/month).
Concierge Services: 24/7 global assistance for travel, dining, and gift arrangements.
Insurance & Protection
Air Accident Cover: Up to ₹20 lakhs for fatal accidents.
Lost Card Insurance: Coverage up to ₹5 lakhs for fraudulent transactions.
Purchase Protection: Insurance up to ₹1 lakh for goods purchased (valid for 90 days).
Mastercard Platin (Credit Card)
Often used by high-net-worth clients in Europe, this card emphasizes luxury travel.
Airport Lounge Access: Includes a Priority Pass for free admission to hundreds of global lounges.
Concierge Service: Exclusive access to a personal assistant for luxury experiences and bookings.
Annual Fee: Generally €94 per year.
Premium Collection: Eligibility for exclusive offers from the Deutsche Bank Premium Collection.
Platinum Business Variant
Eligibility: Exclusively for Business Banking or Professional account holders.
Lounge Access: Unlike the personal Visa Platinum Debit, the Business Platinum variant often includes complimentary airport lounge access.
Rewards: Earn 1 point per ₹100 spent (capped at 1,250 points/month).
Platinum Visa – €800 – Maximum €8,000* Withdrawals €500/day, valid for 90 days from the first withdrawal
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